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Claiming for Damaged Property
How can Wosskow Brown Solicitors help you claim for damaged property after an accident?
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Our No Win No Fee agreement means you can pursue a compensation claim after an accident, without having to worry about paying any upfront legal costs. Should your compensation claim be unsuccessful, our No Win No Fee agreement will provide you with the peace of mind that you won’t be charged, and left out of pocket. You shouldn’t be put off claiming compensation for damaged property due to any financial risk. You should rightfully seek the compensation you deserve after an accident that wasn’t your fault.
Claiming for Damaged Property
The main aim of any Personal Injury Claim is to return you as closely as possible to the position you would be in had your accident not happened. This includes any damaged property where the damage occurred during the accident.
While the main priority of a Personal Injury Claim following an accident is your recovery, by covering the cost of treatment and any loss of earnings, you also shouldn’t be out of pocket repairing or replacing any damaged property.
If you have been involved in an accident, which wasn’t your fault, and your property has been damaged as a result, you may have the legal right to claim compensation also known as claiming ‘damages’.
Our expert Personal Injury Team can provide a free initial consultation in which we will go through your case and identify any and all damages for which you could successfully claim compensation.
What damaged property can I claim for as part of a Personal Injury Claim?
Your property is anything that belongs to you whether that be your car, home, or any other material possessions. Therefore if any of your property is damaged as a result of an accident that wasn’t your fault you could claim compensation.
In a road traffic accident, for example, the obvious property to be damaged might be your vehicle. Therefore you may have had to pay for repairs, private vehicle hire whilst your car isn’t drivable, or face your vehicle no longer being useable due to its damages.
However, maybe less obviously, during a collision other personal possessions could be damaged. Some examples might be personal effects that were in your car, such as a mobile phone or pair of glasses, or clothing during the accident or maybe even torn in the hospital when being removed.
Whatever the item or incident, if damage has been caused through no fault of your own you may be entitled to claim some compensation.
How can I claim for damaged property?
It is important to have as much evidence as possible to support your claim for damages. This will include photographs of any damage that has been caused as a result of the accident. Also, it would be wise to keep a record of any money spent on repairing or even replacing these damaged items by keeping any receipts or invoices relating.
Speak to a member of our Claims Team who will be able to talk through your case and help you identify what damages you could receive compensation for as part of your Personal Injury claim. We’ll be able to give you advice on the next steps you can take in your claim, and the evidence which will be needed.
Frequently Asked Questions
How long will my claim take?
A compensation claim for a serious injury must follow the general claim timescale, and be made within 3 years of the incident which caused the injury. However, there are exceptions to this rule that could apply depending on the circumstances:
- Mental Capacity - If a person is judged to lack the mental capacity to take legal action, the 3-year limit will not apply until and unless the individual regains capacity.
- Children - If a child suffers from a serious injury, the 3-year limit doesn’t start to run until their 18th birthday.
- Criminal Assault (CICA Scheme) - If an injury was a result of a criminal assault, the time limit on the claim to the CICA is only 2 years unless either of the two above points applies.
- Date of Knowledge - Particularly relevant to clinical negligence and industrial disease cases, the 3 year limitation period only begins once the individual is aware of the injury/disease. This is a complicated area of law, and it’s always best to make a claim sooner rather than later.
What evidence do I need?
If you have been involved in a serious accident, there are certain things you should do:
- Seek medical attention - You must ensure that you get the medical treatment necessary for the severity of your injuries; plus a medical report is a very important document when it comes to claiming compensation.
- Contact the police - Additionally, a police report is crucial when filing for a personal injury claim especially in serious Road Traffic Accidents.
- Take Pictures - If possible take lots of photographs of the accident scene, or ask someone else to on your behalf; including photos of injuries and any damaged vehicle/property. These will act as important pieces of evidence when claiming compensation.
- Get witness details - Make sure contact details of any witnesses to the accident are collected. Having a witness will play a key role in proving that the accident wasn’t your fault.
How much compensation can I claim?
There are several factors that will contribute to the decision of how much compensation is to be rewarded:
- The severity of the injury and future medical treatment required
- Loss of earning and/or ability to work
- The extent to which another party is responsible
- Level of care and support required that you need both now and in the future
- Future needs in terms of care, aid, and appliances you require in everyday life
- Life expectancy
As well as any medical expenses/treatments and loss of earnings, following a serious injury, you may also be able to claim compensation for other damages such as:
- Rehabilitation - A vital part of your recovery, which can be very expensive. Treatments can take a long time, especially when undertaking for example physiotherapy, vehicle adaption and prosthetic rehabilitation. A continued rehabilitation package may be required.
- Travel Expenses - A lot of money can go into travelling to and from hospitals and other various facilities both now and in the future.
- Care and support - You require extra care and help following an accident, this may be from family or a professional care regime.
- Adapting accommodation - If the injuries result in disability, which affects mobility and function, suitable accommodation will have to be considered.
- General Damages - This accounts for the pain and suffering you experienced as a result of your injury
You can claim on behalf of another person if necessary. This might be a family member or loved one, who lack the capacity to do it themselves, or needs help making the claim. Responsibilities when taking on this role will include talking to a solicitor and making decisions regarding the victim’s claim.
How long do I have to make my claim?
Generally, a person has 3 years from the date of their accident/injury to make a personal injury compensation claim; or court proceedings must have begun within this time period.
There are some exceptions to this, which our Personal Injury Team would be able to advise you on. For example, for a child, the time limit begins on their 18th birthday, and there is no limit for anyone who does not have mental capacity.
We would strongly advise contacting us as soon as possible after an accident, allowing as much evidence to be persevered as possible, to help your case.
I haven’t been to my GP or Hospital - Can I still claim?
Yes but given that you have not sought any medical attention your injuries may be seen as minor in nature.
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